Please use this identifier to cite or link to this item: http://earchive.tpu.ru/handle/11683/33021
Title: FinTech Market Development Perspectives
Authors: Kalmykova, Ekaterina Yurievna
Ryabova, Anna
Issue Date: 2016
Publisher: EDP Sciences
Citation: Kalmykova E. Yu. FinTech Market Development Perspectives / E. Yu. Kalmykova, A. Ryabova // SHS Web of Conferences. — Les Ulis : EDP Sciences, 2016. — Vol. 28 : Research Paradigms Transformation in Social Sciences (RPTSS 2015) : International Conference, December 15-17, 2015, Tomsk, Russia : [proceedings]. — [01051, 5 p.].
Abstract: Fast development of technologies has led to emergence of the new market – FinTech – which is very attractive for investors today. By now this market has a great number of different concepts: P2P-crediting, E-wallets, Bitcoins, mPOS-acquiring, T-commerce, mobile banks, etc. Many of these tools have already heavily entered our ordinary life. People can obtain any credits through special services on the Internet from other users without participation of banks, pay by credit card using mobile devices, and get information about expenses and incomes according to the card anywhere in the world. Users do not need to go to banks anymore and to spend their time for credit arrangements, currency exchange, to look for ATMs to remove cash. Purchases on the Internet can be paid not only in rubles, but also in new digital currency. These tools make life easier, however, they pose a serious threat for banks. Now, bank institutions should create more convenient and utility services for the clients to keep clients. Therefore, bank and credit systems start to change actively.
URI: http://earchive.tpu.ru/handle/11683/33021
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