Использование дискриминантного анализа для выявления финансово неустойчивых предпpиятий банков Pоссии

Abstract

In this article various models of bankruptcy are considered. Also we try to arrange these models for the functioning banks of the Russian Federation. The mathematical regression model of bankruptcy for banks is constructed. Special attention is paid on data of accounting. They have to be written correctly down and correctly applied in models. Small mistakes give a big error of results. The main advantages of models of bankruptcy it is finding of a point after which the enterprise starts working at a loss, and also forecasting for future period. Data are collected, summary tables, schedules are constructed and the analysis is made. We will try to modify these models in order that models were suitable for the Russian reality and branch feature of banks.